Office Furniture Leasing

The benefits of commercial leasing make it possible to capitalize on immediate opportunities. Desks Incorporated works with Univest Capital, Inc. who provides essential solutions to grow your business sectors at a comfortable pace, manage cash flow, preserve lines of credit, and keep up with current technologies.

The ability to leverage purchasing power and take advantage of tax deductions makes leasing a viable option for companies of all types. Rather than borrow from your credit lines or liquidate investments, Univest Capital shows you the benefits of leasing equipment or financing software so you can keep pace as technology changes.

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Lease Programs

Univest Capital understands that recurrent equipment leasing is often the lifeblood of many businesses.  It provides an effective solution to meet growth goals while conserving everyday working capital.   Our flexible leasing programs offer an array of equipment lease and financing choices at your disposal, perfect for businesses and municipalities nationwide.

TRADITIONAL LEASES

Univest has spent years building strong customer relationships to meet most equipment financing needs.  Businesses and government agencies can select from lease terms ranging from 12 to 60 months.  Our traditional lease structure is a more standardized process, and does not include deferment options (one payment upfront followed by your desired term for repayment) that may be found in some of our other lease programs.

90-DAY NO-PAY

If you’re looking for the ability to acquire assets today with no money down, this program is perfect.  No payments are required for the first 90-days, upon which your desired term for repayment begins. Speak to Univest for more details.

PROFIT BUILDER PROGRAM

This program offers companies the ability to defer a leasing payment for up to six months.  Start-ups, second locations, satellite offices and others find this unique option a perfect solution to maintaining cash flow.  With this program we feature 90-days of no payment, followed by 90-days at $99 a month, then followed by your desired term of repayment.

Customers find that having the first 6 months of almost no cash out of pocket gives them a great head-start.

END OF TERM OPTIONS

include:

$1 BUYOUT

Where the lessee assumes ownership of the equipment at the end of the lease term for one dollar.  This popular option means at the end of the lease, your company owns the leased equipment outright.

“PUT”  (10% PURCHASE UPON TERMINATION)

Businesses that utilize this option would take ownership of the equipment after paying a pre-determined amount (10% of the purchase prices at the end of the term).  This desirable option takes away the uncertainty of a FMV (Fair Market Value) scale.

“EFA”  (EQUIPMENT FINANCE AGREEMENT)

Here lessees assume ownership of the asset right from the beginning of the loan, with no buyout options at term’s end.

 

With so many flexible lending options at hand, Univest Capital makes business challenges smaller and opportunities larger.

Learn more about Univest Capital